Public and Products Liability
This section protects your business in the event that you cause property damage or bodily injury to others.
Business Property (Fire and other damage)
This section covers damage to property at your Premises typically Buildings, Contents and Stock.
This section can be taken if the Property Damage section is taken, and typically covers your reduction in turnover following a claim.
This section covers theft of items from your premises.
This section can cover theft of money from your premises, whilst in transit or from your home.
This section can cover breakdown of machinery at your business premises.
This section typically covers your electronic equipment for breakdown at your business premises.
This section covers breakage of glass at your business premises and commonly includes external windows and internal glass and partitions.
This section covers your portable business items (tools, electronic items, professional persons’ equipment for loss or damage away from your premises and in your vehicle.
Do you transport goods and do you want to cover them against loss/damage whilst in transit.
This section covers your costs (most commonly accountants fees) associated with preparing for and responding to an audit of a previously submitted tax return.
Management liability insurance can cover the business and directors against claims brought about them by various parties and can cover the following sections: Statutory Liability, Employment Practices, Crime, Tax Audit.
Available for your employees if you are in ACT, TAS, NT, WA – for other states see https://www.safeworkaustralia.gov.au to enquire through your state-based authority
If Yes - please ensure you have completed the above employee numbers and payroll estimates. Workers' compensation is a compulsory statutory form of insurance for all employers in every state and territory in Australia and provides protection to employees if they suffer a work-related injury or disease